XRP ETFs Maintain Inflow Streak Amid Market Turbulence

US-listed XRP exchange-traded funds (ETFs) demonstrated remarkable resilience throughout December 2025, maintaining a consistent inflow streak for 29 consecutive days. This sustained investor interest occurred despite a turbulent period for the broader cryptocurrency market.

While XRP products attracted capital, major competitors Bitcoin and Ether experienced significant monthly outflows. The divergence highlights a potential shift in institutional sentiment toward specific digital assets. Market analysts are closely monitoring this trend as it suggests a decoupling of XRP's performance from the dominant market leaders. The data indicates that investors are seeking opportunities beyond traditional crypto heavyweights, viewing XRP as a distinct asset class with unique value propositions. This resilience underscores the growing maturity of the crypto investment landscape, where asset-specific fundamentals can drive performance independent of broader market headwinds.

US-listed XRP ETFs continued to draw steady inflows through December, even as Bitcoin and Ether funds posted sharp monthly outflows. The 29-day inflow streak represents a significant anomaly in a month characterized by widespread profit-taking and risk aversion among crypto investors.

Historically, the cryptocurrency market moves in tandem, with Bitcoin often dictating the direction for altcoins. However, the December data suggests a structural divergence. While Bitcoin and Ether funds faced redemption pressure, XRP products consistently absorbed new capital. This pattern indicates that specific regulatory clarity or project developments related to XRP may be influencing investor decisions independently of the broader market sentiment.

The performance gap between XRP and the two largest cryptocurrencies by market capitalization is stark. Bitcoin and Ether funds posted sharp monthly outflows, reflecting a cautious outlook among institutional investors regarding the market leaders. This capital rotation suggests that investors are reallocating funds from high-cap assets to perceived opportunities in mid-cap assets like XRP.

Factors contributing to this shift may include:

• Anticipation of regulatory developments specific to XRP
• Relative valuation disparities between XRP and BTC/ETH
• Diversification strategies to hedge against volatility in market leaders

The outflow pressure on Bitcoin and Ether funds highlights the sensitivity of the market to macroeconomic factors and interest rate expectations, whereas XRP's inflow streak suggests a more isolated, project-specific investment thesis.

The sustained inflows into XRP ETFs signal a maturing market where asset selection becomes increasingly critical. Investors are no longer treating cryptocurrency as a monolithic asset class but are instead analyzing individual projects and their specific catalysts.

This trend could have lasting implications for the ETF landscape. If XRP continues to decouple from Bitcoin's price action, it may encourage the launch of more specialized altcoin products. Furthermore, the resilience shown by XRP could attract a new cohort of investors looking for non-correlated returns within the digital asset space. The December performance serves as a case study in how distinct narratives can drive capital flows even during periods of broader market weakness.

As the year closes, the focus will remain on whether XRP can sustain this momentum into 2026. The continuation of the inflow streak will depend on maintaining investor confidence and avoiding negative regulatory surprises.

Market participants will also watch for any spillover effects where successful XRP ETF performance might bolster sentiment for other altcoin products. The December data has set a precedent for asset-specific strength, potentially reshaping investment strategies for the coming year.