Super Refis Program Helps 450 Families in Piauí

The Super Refis initiative represents one of the most significant deliveries by the housing agency in 2025. The program was designed to address housing debt issues that can lead to prolonged default and potential loss of housing rights. By offering negotiated solutions, the agency aimed to preserve the right to housing for families throughout Piauí.

The Agência de Desenvolvimento Habitacional do Piauí implemented the program with a focus on social reach. The data indicates that the action successfully contributed to avoiding extended periods of default. The program operated with specific numerical targets that were met:

• 450 families achieved financial regularization of their housing contracts
• 60 individuals negotiated and scheduled payments for their debts
• 400 people utilized the 50% discount to quit their properties

The initiative served as a mechanism to transition families from irregular financial situations to secure housing ownership. The financial regularization achieved through this program serves as a prerequisite for accessing other government benefits.

The execution of the Super Refis program utilized a multi-channel approach to reach potential beneficiaries. The agency prioritized accessibility by establishing service points in various locations across the state. This strategy ensured that residents of both the capital and remote areas could participate in the program.

Service channels included:

• Direct attendance at the main headquarters
• Operations in regional offices
• Itinerant actions in strategic municipalities

This comprehensive structure allowed the program to address the specific needs of different communities. The itinerant actions were particularly important for reaching populations in municipalities that lack permanent agency offices. By bringing services directly to these communities, the agency removed logistical barriers that often prevent families from accessing government programs.

Residents who participated in the program reported high satisfaction with the results and the service received. The program enabled families to achieve the goal of owning their homes with clear documentation status.

Aline Freitas Neves Lima, an autonomous worker residing in the Jacinta Andrade housing complex in the north zone of Teresina, described the program as a transformative opportunity. She stated, "It was a marvelous opportunity and I couldn't let it pass. I got the 50% discount and paid off my property. Now I know I am closer to having the definitive registration of my house."

Maria Lúcia da Silva Marques, a pensionist, also expressed satisfaction with the resolution of her housing situation. She commented, "I was very happy with the service I received from the ADH here in Parnaíba and I managed to resolve my pending issue and I will now have the registration of my property."

These testimonials highlight the direct impact of the Super Refis on individual lives, moving families toward secure property ownership.

Completing the Super Refis program opens doors to additional government initiatives. The financial regularization achieved allows beneficiaries to access the Casa Legal program. This program is part of the State Urban Land Regularization Policy.

The objective of the Casa Legal program is to identify informal occupations, both individual and collective, that are consolidated on state public property. The program aims to guarantee the transfer of real estate property to the respective occupants. This represents the next step in the regularization process for families who have resolved their financial debts through Super Refis.

Director-General Igor Neri evaluated the program's performance as reinforcing the strategic role of the government in promoting housing in Piauí. He noted that the results bring happiness in knowing that hundreds of families secured financial regularization and access to definitive property registration, guaranteeing greater security.

The ADH-PI considers the Super Refis a key initiative for 2025, both in terms of adherence volume and social impact generated.

What was the Super Refis program?
The Super Refis was a program by the Agência de Desenvolvimento Habitacional do Piauí (ADH-PI) that offered special conditions for negotiating housing debts. It allowed families to regularize their financial contracts through discounts and payment facilities.

How many families benefited from the program?
More than 450 families benefited from the program. Specifically, approximately 60 people negotiated and scheduled debt payments, while nearly 400 people used a 50% discount to pay off their properties.

What are the next steps for beneficiaries?
Beneficiaries who regularized their finances can now access the Casa Legal program. This program helps transfer real estate property to occupants of state public lands, completing the full regularization process.