• Sberbank has announced the introduction of a monthly service fee for bank accounts that do not have a bank card linked to them.
  • This new policy is scheduled to take effect on January 1, 2026.
  • The standard fee for these accounts will be set at 150 rubles per month.
  • However, the bank will offer a reduced rate for younger customers.

Quick Summary

Sberbank is set to introduce a new monthly fee for specific account types starting January 1, 2026. The new policy targets bank accounts that are not currently linked to a bank card.

The standard monthly charge for these accounts will be 150 rubles. A discounted rate of 40 rubles per month applies to clients aged 14 to 21. These changes establish a clear pricing structure based on account status and client age.

New Fee Structure Details

Beginning January 1, 2026, Sberbank will implement a service fee for accounts that lack a linked bank card. The standard monthly fee is set at 150 rubles. This fee applies to accounts operating without the standard card linkage.

The bank has established a specific discount for younger demographics. Clients falling within the age range of 14 to 21 years old will be subject to a reduced monthly charge. This discounted rate is set at 40 rubles per month.

Effective Date and Eligibility

The implementation of these charges is scheduled for the start of the new year. The policy officially takes effect on January 1, 2026. This date marks the beginning of the billing cycle for the new fees.

Eligibility for the fee is determined by the account's status. The charges specifically target accounts without a bank card attached. Clients with card-linked accounts are not mentioned as being affected by this specific fee structure.

Financial Implications

For the majority of affected clients, the annual cost will amount to 1,800 rubles based on the standard 150-ruble monthly rate. For younger clients aged 14 to 21, the annual cost will be 480 rubles based on the 40-ruble monthly rate.

These fees represent a new recurring expense for maintaining accounts without card services. The pricing strategy highlights a distinction between standard account maintenance and card-based banking services.

Frequently Asked Questions

When does the new Sberbank fee start?

The new monthly fee for accounts without linked cards starts on January 1, 2026.

How much will Sberbank charge for accounts without cards?

The standard fee is 150 rubles per month, while clients aged 14 to 21 will pay 40 rubles per month.